What did he say?

This is from Overheard in New York:

Black guy #1: How many credits are you taking this semester?
Black guy #2: 12.
Black guy #1: Why so few credits?
Black guy #2: What do you mean, why so few credits?
Black guy #1: Yeah, why so few credits?
Black guy #2: Tuition, nigga!

--B52 bus

Overheard by: Andrea Quijano

No way! Did he really say that? I am having trouble believing it! It just goes to show, you really are surrounded by dumb people.

For those who don't know, after 12 credits, you are considered as taking a full course load, and all the credits over twelve are gravy. You don't get charged for them!